How much does a restaurant POS system cost?

The short answer

HubPlate starts with a 30-day free trial. After that it's $1,188 a year per location, with the $249 setup waived and a website included. Or pay $99 a month plus a one-time $249 setup. Everything is included on both plans, and HubPlate never takes a cut of your sales. Card payments go through Stripe at Stripe's standard rate, which you can pass to guests as a service charge. It runs on tablets and phones you already own.

HubPlate plans

Yearly

Best value · 30-day free trial

$1,188 / year per location

Works out to $99 a month. Billed when your trial ends.

  • $249 setup fee waived
  • Restaurant website included, built from your HubPlate menu
  • No HubPlate transaction fees
  • First 12 months, one location: $1,188
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Monthly

30-day free trial

$99 / month per location

+ $249 one-time setup, billed when your trial ends

  • Month-to-month, cancel anytime
  • Restaurant website optional, $49/mo
  • No HubPlate transaction fees
  • First 12 months, one location: $1,338 (30 days free, then 11 months at $99, plus $249 setup)
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Everything included

  • Point of sale with seat-based ordering and check splitting
  • Kitchen display screens, with no per-screen fee
  • Commission-free online ordering, plus Uber Direct delivery
  • Reservations, waitlist and Reserve with Google
  • Floor plan, table status and server sections
  • Inventory, recipe costing and vendor purchase orders
  • Staff scheduling, mobile time clock and payroll exports
  • Loyalty points and digital gift cards
  • Email campaigns to your guests
  • Event ticketing
  • Reporting and analytics, across all your locations
  • Phone and Zoom support, video tutorials, and in-person setup in the San Antonio area

The three costs in any restaurant POS

1. Monthly software

Watch for add-ons. Online ordering, kitchen screens, scheduling and payroll are often extra on other systems. With HubPlate they're part of the price.

2. Card processing

Usually a percentage plus a few cents per card payment. Ask whether you're required to use the POS company's processing, and whether you can pass the fee to guests.

3. Hardware

Some systems require their own terminals, which can cost $1,000 or more. HubPlate runs on devices you own, plus a card reader and printer if you need them.

Restaurant POS pricing compared

Publicly reported prices, checked October 2026. Confirm current pricing with each company before deciding.

Restaurant POS pricing compared
POSMonthly softwareCard processingContract
HubPlate30-day free trial, then $1,188/year per location with setup waived and a website included, or $99/mo plus a one-time $249 setup. Everything included.No HubPlate transaction fees. Card payments go through Stripe at Stripe's standard rate, and you can pass that fee to guests as a service charge.Monthly plan: month-to-month, cancel anytime. Yearly plan: paid once a year, runs to the end of the year if you cancel.
Toast$0/mo Starter Kit, $69/mo Point of Sale plan; larger setups are custom-quoted. Add-ons such as payroll, marketing and online ordering cost extra.About 2.49% + 15¢ in person on the Point of Sale plan; higher pay-as-you-go rates on the Starter Kit.Third-party reviews commonly report 2-year agreements on paid plans.
Square for Restaurants$0/mo Free, $49/mo Plus, $149/mo Premium per location. Kitchen display screens are an extra monthly fee per device.2.6% + 15¢ (Free), 2.5% + 15¢ (Plus), 2.4% + 15¢ (Premium) in person.No long-term contract.
CloverAbout $59.95/mo (Counter Service) to $89.95/mo (Table Service) when bought directly from Clover; resellers price differently.About 2.3% + 10¢ in person on full plans.Month-to-month options directly from Clover; 36–48 month terms are common through resellers.
NCR Voyix AlohaAloha Cloud kits are listed by NCR at about $145/mo per additional kit (terminal + software); third-party reviews report $65–$175/mo per terminal depending on tier.Varies by plan; third-party reviews report roughly 2.25%–2.99% + 15¢.Negotiated; enterprise agreements are common.

Sources: Owner.com: Toast pricing 2026, UpMenu: Toast pricing breakdown 2026, NerdWallet: Square for Restaurants review 2026, Fit Small Business: Square for Restaurants 2026, UpMenu: Clover POS pricing 2026, The POS Brokers: Clover pricing 2026, NCR Voyix: Aloha Cloud launch kit, Loman: NCR Aloha pricing.

Pricing questions

How much does a POS system cost for a restaurant?

It depends on three things: monthly software, card processing, and hardware. Publicly reported 2026 prices range from $0 to about $175 per month in software (per location or per terminal), roughly 2.3% to 3% plus 10–15¢ per card payment, and $0 to about $1,900 or more in hardware. HubPlate starts with a 30-day free trial. Then it's $1,188 a year per location with the setup fee waived and a restaurant website included, or $99 per month plus a one-time $249 setup. Everything is included either way, and it runs on tablets and phones you already own.

Does HubPlate charge transaction fees?

No. HubPlate never takes a cut of your sales. Card payments go through Stripe at Stripe's standard rate, and you can choose in settings to pass that fee to guests as a service charge.

Is there a contract?

No long-term contract. The monthly plan is month-to-month and you can cancel anytime. The yearly plan is paid once a year. If you cancel, HubPlate keeps working until the end of the year you paid for, and it isn't refunded.

What hardware do I need?

Usually nothing new. HubPlate runs on its Android app or in the browser on any iPhone, iPad or computer. For receipts and card payments it works with Bluetooth printers and Stripe card readers.

How much does HubPlate cost for more than one location?

Each location is $1,188 a year or $99 a month. Two locations are $2,376 a year or $198 a month. Reporting across locations is included.

Is there a free trial?

Yes. Every new restaurant gets a 30-day free trial on either plan. When it ends, the yearly plan bills $1,188, or the monthly plan bills $99 plus the one-time $249 setup. You can cancel before then and pay nothing.

What's the difference between the yearly and monthly plans?

Same software, same support. The yearly plan is $1,188 paid once a year, which works out to $99 a month, and it waives the $249 setup fee and includes a restaurant website built from your HubPlate menu. The monthly plan is $99 a month plus the $249 setup, and the website is an optional $49 a month.

What does the $249 setup include?

Getting your menu, floor plan, staff and settings ready, plus training. The founder sets up in person in the San Antonio, Texas area, and by Zoom elsewhere.

Want an exact number for your restaurant?

Book a free 20-minute demo and we'll walk through your costs together.

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